Top 5 Banking Apps in Nigeria that Topped 5 Million Downloads on Google Play Store

In line with the digital transformation that is sweeping the financial sector, all Nigerian banks have now rolled out mobile apps to enable their customers to transact wherever they are without visiting a bank.

Directly from the applications, bank customers can make transfers and pay bills of any kind and also file complaints. Some of these apps come with enhanced features that allow users to apply for ATM cards and checkbooks.

In an attempt to get the best for their customers, some banks now have more than one app, although they keep updating them with new features. The idea of ​​multiple apps, while often confusing for some uninformed customers as to which is the real app for their bank at the time of downloading, gives customers a choice of the same bank.

While apps are downloaded from Apple Store for iPhone users and Google Play Store for Android users, only Google Play Stores show the number of downloads for each of the apps.

Nairametrics reviews each of these banking apps on the Google Play Store and here are the apps that have surpassed 5 million downloads:

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First bank (FirstMobile)

The First Bank Mobile App, commonly referred to as FirstMobile, ranks among the best in Nigeria. A peek into the FirstMobile app revealed some cool, cool, and user-friendly features.

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It has a nice user interface which can be used not only for interbank transfers but also for intrabank transfers. It can be used to buy airtime, pay DSTV, Startimes, Gotv and PHCN bills. It can generate account statements instantly and even bring back transaction records up to 2 months back. Successful receipt of transaction is beautifully designed and in account settings one can easily change their mPIN, change their nickname, sync your token with the app, change transaction PIN and perform other operations.

With its large customer base, it’s no surprise that First Bank’s mobile app is one of the most downloaded banking apps on Google Play Store. As of July 2022, the app has had over 5 million downloads on the Play Store.

Zenith Bank (Zénith Banque Mobile)

With its beautiful white and red interface background, the app requires users to enter their account number and 6-digit passwords, before they can log into their profiles on the app. Check and Card Inquiry, Funds Transfer, Auto-Transfer, Airtime Purchase, Bill Pay, Hotel Accomodation Payment, and Branch Locator are a few. -one of the main features of the application.

Zenith Bank Mobile is one of the most downloaded banking apps in Nigeria today with over 5 million downloads on Google Play Store.

GTBank mobile app

The revamped GTBank mobile app lets you take your bank with you wherever you go. Very easy to use, it gives you simplified and streamlined access to all the bank’s products and services, as well as the convenience of paying all kinds of bills, in one place. GTBank claims that the app is simple to use, secure and streamlined for the convenience of its customers.

Interestingly, GTBank launched another app, GTWorld in 2017, describing it as Nigeria’s first biometric mobile banking app. However, the old GTBank app remains the bank’s customer choice with over 5 million downloads as of July 2022.

UBA Mobile banking app

UBA is one of the Nigerian banks with more than one mobile banking app. As with GTBank, the old UBA mobile app gets more downloads than the new one. The UBA mobile banking app helps you easily transfer money, buy airtime and pay bills. The app has various features that not only ensure that your financial transactions are easier and more enjoyable to perform, but also work to ensure that you are less stressed.

While the bank’s new mobile app counts its 1 million mark, the old app has been downloaded 5 million times on the Play Store.

Ecobank mobile app

The revamped and improved Ecobank Mobile app makes it easier to bank on the go 24/7. The app allows users to manage their daily banking needs anywhere and anytime directly from their mobile device.

The app is very useful for interbank transfers, airtime top-ups, viewing statements, and paying for internet and cable TV subscriptions. Users can also get help from the Ecobank mobile app in the 33 African countries where Ecobank operates.

The Ecobank mobile app has also been downloaded 5 million times on Google Play Store, ranking among the most downloaded banking apps in Nigeria.


While every bank now has a mobile app, and some even have more than one, only the 5 listed above have reached 5 million downloads and others aren’t even close. The closest to these 5 have over a million downloads.

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